Theoretical Basis of Financial Stability and Reliability of Commercial Banks
Keywords:
Commercial bank, Sustainable development, Stability assessment, COVID-19, Socio-economic developmentAbstract
This article explores the challenges and opportunities faced by commercial banks in the context of societal changes, economic digitalization, evolving consumer preferences, and the impacts of the COVID-19 pandemic. It examines how these factors have transformed the banking sector, affecting both internal and external operational environments and emphasizing the importance of sustainable development for regional commercial banks. The discussion highlights the necessity for banks to balance economic benefits with societal needs, in alignment with the United Nations' 2030 Agenda for Sustainable Development. By focusing on the role of regional commercial banks, the article underscores their significance in local economic development and the need for strategies that ensure their stability, reliability, and long-term success amidst changing economic conditions.
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