Ways to Strengthen the Resource Base of Commercial Banks

Abstract

This article explores strategies for strengthening the resource base of commercial banks, aiming to enhance their financial resilience and competitiveness in the dynamic banking industry. The resource base of commercial banks plays a crucial role in supporting their operations, facilitating lending activities, and mitigating risks. This study examines various avenues through which banks can bolster their resource base, including deposit mobilization, capital optimization, diversification of funding sources, and utilization of innovative financial instruments. Additionally, the article discusses the implications of regulatory requirements and market dynamics on banks' resource mobilization strategies. By providing insights and recommendations for enhancing the resource base, this research contributes to the discourse on sustainable banking practices and financial stability.