Importance of Innovative Activities in Banks

Abstract

This article analyzes the current state of commercial banks, their development prospects and the work that should be done in this regard. To date, digital transformation is being implemented both on a global scale, in the economy, and at the level of individual enterprises. Studying this process is one of today's urgent issues, because innovative technologies are used in technological processes in companies and digital transformation of business models is carried out, the management structure is being optimized to increase competitiveness and maintain leadership in the market. improvement of their activities on the basis of digitization of the banking system is one of the urgent issues of today.